When it comes to protecting your home you likely already have home owner’s insurance taking care of the basics. However, there are a number of potential holes within your coverage that might leave you open to financial problems and housing damage. That is exactly why if you live in the Burlingame, CA area you need to give Commercial One Insurance Service a call. 

Flood Insurance

Chances are your current home insurance policy does not cover flooding. Flooding can come from a number of potential situations. If the area is hit with substantial rainfall and your property floods, you’ll need flood insurance. It can be from a major storm bringing water in from the ocean. Or flooding can be the result of a water line bursting on your property. Whatever the culprit of the flooding, your standard home insurance policy may leave you exposed. 

Earth Quake Insurance

You live in California so you understand the chances of an earth quake occurring. While most earth quakes are on the minor side, it only takes one to cause serious damage to your property. A damaged foundation may cost tens of thousands of dollars to repair. You can avoid these kinds of costly out-of-pocket expenses by protecting your home with earth quake insurance. Not sure if your property is covered? Now is the time to contact an expert to go over your policy. 

Having the right home owner’s insurance is extremely important. It might be the difference between you having financial coverage for damage to your house and being forced to pay for the damage out of pocket. If you live around Burlingame, CA and have questions regarding your current home owner’s insurance and what you may want to consider adding on, now is the time to give Commercial One Insurance Service a call.