Filing a home insurance claim in Burlingame, CA, is not easy, especially if you’re doing it for the first time.  The more significant the loss, the more complex the process. However, with the help of insurance professionals at Commercial One Insurance Service, you can rest assured that you will be fully and fairly compensated for every loss under the terms of your home insurance policy. Here are a few tips to help you out.

Create an Inventory

You never know when disaster might strike. That’s why you need to act now by preparing a list of all valuables covered in your home insurance policy. Your list should include the name, price, and the date you purchased them. If you have receipts for large items, keep them safe and update the inventory every time you buy a new item.

Study Your Policy

It’s almost impossible to successfully file a home insurance claim in Burlingame, CA, if you don’t know what is covered. Take time to go through your policy, read terms and conditions, ask questions, and have the correct information on hand. Review your policy after every six months to keep it updated.

Document the Damage and Your Interactions 

Sometimes the entire claim process may not go as you expect. If you feel that you were unfairly compensated, you can file a lawsuit against your insurance company and demand fair compensation. To do this, you must document every step of the claim process, from adjuster conversations to the damage in your home. Your lawyer will need all this information to build a strong case against your insurer.

Act Fast

The faster you act, the faster you can settle down after a disaster.  If there is any criminal activity involved, make sure you report it to the police before calling your insurance provider. Fill out the home insurance paperwork and provide all the required information on time. 

To learn more about home insurance claims, please get in touch with Commercial One Insurance Service.