What Does Warehouse and Logistics Insurance Cover?

At Commercial One Insurance Service, serving the greater Bay Area region, including Burlingame, CA, we understand the complexities of managing a warehouse and logistics operation. Protecting your assets and operations is crucial, and warehouse and logistics insurance is designed to do just that. Let’s explore what this type of insurance typically covers.

Property Damage

This insurance covers damage to your property, including the warehouse building and its contents. Protection against fire, theft, vandalism, and natural disasters safeguards your physical assets.

Inventory Protection

Your inventory is the lifeblood of your business. This insurance covers loss or damage to goods stored in your warehouse, whether they belong to you or a third party. Coverage can also extend to goods in transit, ensuring inventory protection throughout the supply chain.

Liability Coverage

Accidents happen, and liability coverage is essential. This insurance covers legal fees, medical expenses, and damages if someone is injured on your premises or if your operations cause damage to third-party property, helping protect your business from costly lawsuits.

Business Interruption

Unexpected events can disrupt operations. Business interruption coverage compensates for lost income and ongoing expenses if your warehouse operations are halted due to covered perils, aiding smoother recovery from disruptions.

Equipment Breakdown

Warehouse operations rely on various equipment, from forklifts to refrigeration units. Equipment breakdown coverage helps cover repair or replacement costs if essential machinery fails, minimizing downtime and keeping your operations running smoothly.

At Commercial One Insurance Service, we’re committed to helping you find the right warehouse and logistics insurance for your needs. Protecting your business in Burlingame, CA, is our priority. Don’t hesitate to reach out if you have any questions or need assistance with your insurance policy. We’re here to help you safeguard your operations.