If you’re in the Burlingame, CA, area and have recently welcomed a new teen driver into the family, Commercial One Insurance Service understands. The fears, concerns, and escalating car insurance rates can seem daunting.
Let’s put safety worries aside and appreciate the extra driver in the family. Here are some tips to ensure your young driver gets off to a safe start.
Set Rules About Distracted Driving
Distracted driving, particularly smartphone use in the car, poses a significant issue for new drivers. It’s worth addressing because it is not only illegal but also perilous.
Explain the Relationship Between Car Insurance Rates and Safe Driving
Your teen driver should recognize that high car insurance rates stem from their lack of experience, not from anything they have done wrong. They should also understand that maintaining a safe driving record can help them manage their insurance rates better.
Introduce Driving as Part of Adult Responsibility
Your children are likely used to you voicing your concerns. However, driving is different. As drivers, they bear responsibilities to passengers, other drivers, traffic laws, and the courts. Their actions behind the wheel can open the door to outside elements. In other words, driving represents part of the growing responsibilities of adulthood.
Check-In and Celebrate Progress
Encourage success. Celebrate each six-month interval without an incident. Praise the small achievements, such as maintaining the car in clean condition, filling the gas tank, or arriving on time. Even if they are not contributing to car insurance costs, keep them informed about why and when the rates change.
Request a Quote
Teen drivers are generally considered unsafe. However, this doesn’t mean your teen driver can’t be an exception. Rates may start high but can stabilize after a few years of consistent safe driving.
If you need a car insurance quote that includes your new driver, call us at Commercial One Insurance Service of Burlingame, CA. Let’s ensure your teen driver is on a safe path toward lower car insurance rates.
