Four reasons it is important to review your auto insurance annually

At Commercial One Insurance Service of Burlingame, CA, we often get asked how often drivers should have their auto insurance reviewed.

We believe there are compelling reasons to have your auto insurance policy revised yearly, including obtaining a price quote.

1. It Helps Assure Accuracy

When you have an auto insurance review each year, you are more likely to catch any errors or omissions. These can include name or address changes, additions or deletions to licensed drivers living in the household, and correct any omissions in coverage. It also helps keep an insured connected with their coverage.

2. You Can Add, Update, or Delete Coverage

When you review your car insurance each year, you can adjust your coverage based on current needs. This could include reducing collision coverage on an older car, minimizing deductibles, or adding uninsured motorist coverage.

3. You May Benefit from Additional Discounts

When you auto-renew your car insurance each year, you may miss out on valuable discounts you may now qualify for. These could include safe driver discounts, good student discounts, and loyalty discounts.

4. Verifying Rates are Competitive

The only way to assure you are not overpaying is by comparing. Rates can change as a company’s claims experience changes. You may benefit from these changes through lower premiums for drivers that fit your circumstances. We can help!

Get Your Review and Price Quote Today

If you live in Burlingame, CA, we encourage you to contact us at Commercial One Insurance Service today. We can review your policy regardless of the issuing insurer. We can quickly answer your questions, verify your coverage, and provide a price quote.

There are reasons to get an automobile insurance review annually. Contact us for assistance.