The warehouse and logistics industry is an essential part of our overall economy. This is responsible for taking consumer products and helping to ensure they are stored and shipped to locations nationwide. In the Burlingame, CA area, this continues to be an essential industry that offers many opportunities. If you are going to own a business in this field, you need to have a warehouse and logistics insurance plan for various reasons. 

Liability Coverage

Those in the warehouse and logistics industry will take on many forms of liability risk daily. If an accident occurs in the warehouse while a truck you own is on the road, or there is an issue with your delivering products, you could be held liable. When adequately covered, you will get the support you need to protect against these claims.

Support for Property Damage

It is also helpful to get a warehouse and logistics insurance plan to get support for property damage. If you have assets you have acquired to help run your warehouse and logistics business, it will be vital to remain in good condition. When you get a warehouse and logistics plan, it will offer the support you need to protect your assets and financial stability. 

In the Burlingame, CA area, all companies in this industry need to have a warehouse and logistics plan. If you are looking for coverage, you can find the number of options and decisions confusing. Fortunately, you can call our Commercial One Insurance Service team to simplify this process. Our professionals can answer questions and give you the support you need to get into your next policy. 

Are you a business owner in the Burlingame, CA area? If so, ensure your business is protected with commercial insurance provided by Commercial One Insurance Service.

A business needs insurance because it helps cover the expenses associated with liability claims and property damage. Without this coverage, the business owner may need to pay out-of-pocket for expensive damages and legal claims against their business. Depending on the situation, it could be financially disastrous for a business owner.

A small business needs a BOP or business owner’s policy. This insurance combines business liability, business property, and business income in one policy. Commercial property insurance or business property insurance helps protect the physical location of the business and all assets.

General liability insurance is sometimes called commercial liability insurance and will cover the costs of liability claims against your company. If a customer or client were to fall and sustain an injury, he could bring a lawsuit against your company. Business liability insurance will help cover the expenses of that claim.

Business income insurance helps to replace lost income when your company cannot operate because of a covered loss. This will ensure that you can keep paying your employees and your bills and stay afloat during the temporary shutdown of your business. If a fire were to damage your building and it is closed during repairs, this coverage would help replace the lost income.

Workers’ compensation insurance offers financial support to workers who cannot work due to a job-related illness or injury. For example, if an employee injures their back by lifting a heavy piece of equipment, this coverage will help cover their medical costs.

Commercial One Insurance Service can provide you with a no-obligation quote for this coverage or answer any questions you may have. Contact our office today.

Warehouse and logistic insurance go by many different names. Those names include warehouse legal liability insurance, warehouse workers’ legal liability, or warehouse operators’ legal liability insurance. If you own a warehouse or logistics company, this is a type of insurance product that you should consider purchasing. Unfortunately, the staff at Commercial One Insurance Service, serving the greater Burlingame, CA area, have seen that many warehouse owners do not know this product exists. Read on to learn more about what warehouse and logistics insurance covers and why it may benefit your business. 

What Does Warehouse and Logistic Insurance Cover?

Warehouse and logistics insurance is designed to cover four different things. This includes people, equipment, buildings, and goods. This means that this type of insurance helps to protect your workers who may become injured, helps to cover the equipment in your building, including forklifts, helps to cover the building itself, and helps to protect the goods that are stored in the building, including goods that you manufacture or goods that you are preparing to ship out. 

What Are the Benefits of Warehouse and Logistic Insurance? 

If you own a warehouse and logistic service, you have a lot of money tied up in your building, equipment, employees, and the goods you produce or ship. Events such as fire, theft, or flooding can damage your building and the items stored in your building. Warehouse and logistic insurance are designed to protect your business from catastrophic events. 

If you are looking for warehouse and logistic insurance in the greater Burlingame, CA area, Commercial One Insurance Service would love the opportunity to help you. Call or email us today to discuss your business and what insurance products we have that can benefit you. 

When you have a business, you might be wondering if you need to have insurance. You may not want to spend any extra money, but it is essential to consider getting insurance. 

Why do you need it? What does your insurance cover when it comes to your business? 

Most businesses start with a business owner’s policy, also known as a BOP. This includes your business property, liability, and business income coverage. 

• The business property will cover your building, as well as the property that you have inside. This includes the office furniture and supplies you need to run your business. It will also protect your inventory. 
• Liability insurance covers many different things. It will protect you if someone falls in your place of business. It can also protect you if you get sued due to your work. If a client claims you made a mistake that hurt their business, you could be looking at a lawsuit. 
• Business income insurance helps you if you lose income. If you need to close your business for certain reasons, like property damage, it will help you pay for your expenses during this time. 

Most business owners start with a BOP, which protects their property, income, and business if they get sued. That is often enough, though you may need extra insurance if your business gets hacked. You may also need commercial automobile insurance if you have drivers on the road! 

Talk to a professional today if you want to ensure your business is fully protected. Don’t hesitate to contact us at Commercial One Insurance Service in Burlingame, CA.  

Warehouse and logistics insurance is a necessary commercial coverage for any storage and transportation industry business and wholesalers. However, many storage and transportation industry businesses and wholesalers in Burlingame, CA lack this insurance because they don’t understand how it protects them. Here is a breakdown of how warehouse and logistics insurance protects your business.

• Fleet/commercial fleet insurance: This warehouse and logistics insurance policy covers the different types of vehicles you use to transport goods, such as trucks and vans. It also provides coverage to drivers in multiple vehicles. The policy will cover all your vehicles and drivers. 
• Material damage insurance: This policy will protect the inventory under your care, whether in transit or your warehouse, together with the fixtures and fittings in your warehouse against storm damage, fire, theft,  and burst pipes. 
• Products liability cover: As a warehousing and logistics enterprise, you are responsible for getting the products from the manufacturer to the retailers or end consumer. The product’s liability coverage protects you if it’s alleged that the product you were involved in supplying caused an accident that resulted in injury to one of your customers or property damage. 
• Employers liability insurance: The warehouse can be a dangerous workplace for employees. This is why Commercial One Insurance Service views the employer’s liability insurance as a must-have. This warehouse and logistics insurance coverage will protect you as the employer from liability if your staff suffers an accident at the workplace and claims it was because of your negligence. 
• Equipment breakdown insurance: Equipment breakdown can paralyze operations at the warehouse. This warehouse policy will pay to repair or replace your warehouse equipment to let you resume operations in no time. 

Are you a storage and transportation enterprise or a wholesaler in Burlingame, CA, looking for warehouse and logistics insurance? Call Commercial One Insurance Service for immediate assistance.